You may experience a personal financial crisis due to unexpected turns of events once or many times in your life. The death of a spouse, loss of income, sudden illness, or overall unfortunate events can wreak havoc on your once-established rhythm of life. A crisis may happen without a warning. Very few are prepared for a downhill ahead of time. When a crisis happens, the vector of impact affects the financial part of your life…

Money has purchasing power and earning power. When you make these powers work for you, you are winning, but when these powers work against you, you are losing. When you need to make a large purchase but you do not have the funds to pay for it right away, banks will lend you the money. Banks will impose charges or fees to have the money available to you. Those charges or fees are called interest.…

Budgeting allows you to reach your financial goals. It gives you control over your spending and saving. Since it is much harder to control income, budgeting allows you to take charge of your spending. HANDPICKED RELATED CONTENT:Simple and Compound Interest Budgeting also helps to save money. When you keep track of how much money you can spend, you will have a better understanding of where you stand financially, what you can and cannot afford, and…

Many people have experienced the pain of dealing with the check engine light unexpectedly showing up on the dashboard. When illuminated, the check engine light means that there is something wrong with the engine, or its components. This is obvious. However, if the light is on, your car may not pass the state emission test. If your car cannot pass the emission test, you will not be able to renew the license plate registration and,…

This post discusses car insurance. It may help you to tune your car insurance coverage to save money. Auto insurance is not optional in most states of the United States. If you drive a car in America, you must have valid car insurance. If you don’t have valid car insurance, you may and probably will face legal consequences. Each state has its own car insurance rules and regulations. Consult your state’s guidelines for more details. …

Automobiles have become a fully integrated part of our life a long time ago.  People living in big cities with a high-density population may (or may not) enjoy all the benefits public transportation has to offer. People living in less populated areas tend to own cars instead. The question of whether to buy a car has been and still is the subject of many discussions. Financial advisors argue that cars are an asset. In theory,…

This post discusses the car leasing formula. If you are considering leasing a car, use this calculator to estimate your monthly payments. HANDPICKED RELATED CONTENT:Leasing a Car vs BuyingHow to Save Money on Car insurance Needless to say, the best way to own a car (or anything) is to buy it outright.  With cash. Not everyone can do it. Moreover, very few people can buy things without having a bank in between. Consumers must want…

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